What is personal life insurance?
Personal life insurance provides a benefit to your heirs when you die. While many people have life insurance policies, they may not provide enough coverage to adequately support beneficiaries — and higher coverage can seem prohibitively expensive. The answer is Blue Herring’s independent underwriting model, which saves you money on the best policy for you.
How much personal life insurance do you need?
While all life insurance policies provide a benefit to your heirs, it’s important to keep these variables in mind when choosing your level of coverage.
- Your age and health status
- Ages of any beneficiaries
- Your total debt burden, including interest
- Your annual income
- Projected income growth
- The value of your assets
- Future inflation
- The potential impact of lost income
Blue Herring’s personal life insurance advantage
Unlike most online and traditional brokers, we’ll never push just one life insurance company.
Our internal, unbiased life insurance specialists review all policy offers to get you the best coverage at the best price.
Prices You Can Trust
Our completely transparent process lets you feel confident that you’re getting the best possible rate.
Why Blue Herring?
We expect more from the life and disability insurance industry. So should you. Our fiduciary- and attorney-preferred independent underwriting model gives businesses the transparency and leverage they need to get the right policies for their key person insurance plans, at significantly lower prices.
- We comparison-shop real prices for your company’s key person insurance policies — not quotes based on incomplete information.
- We tell you everything you need to make the best decision, and we’ll share industry secrets you should know before you buy.
- We operate as a team with companies looking for the best key person insurance policies at the best price.
Meet your match.
Our extensive network of small, large, mutual, and public carriers positions us to find the best policy at the best price.
How to get started
Blue Herring is revolutionizing insurance sales with an unbiased, independent underwriting model that saves your company money.
Don’t take our word for it
Hear from the clients who’ve experienced the Blue Herring difference.